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Compliance

This section focuses on health care compliance and regulations – both national and state – including the ACA. It includes changes in health care law, regulation, and court decisions and their impact on health insurance professionals, employers, and individuals.

COVID-Era Telehealth Prescribing Extended Again

The Drug Enforcement Administration and Health and Human Services ended an impasse over the virtual prescribing of controlled substances that threatened access to drugs like Adderall by extending pandemic-era flexibilities through the end of 2025. Why it matters: Keeping the status quo leaves the question of whether to make controlled substances available without an in-person doctor’s visit for ...

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How Health Care Could Change Under The New Trump Administration

Former President Donald Trump’s election victory and coming return to the White House will likely bring changes that scale back the nation’s public health insurance programs — potentially increasing the uninsured rate.

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Potential ACA Actions The Trump Administration Could Take

A new Trump administration could dramatically alter the Affordable Care Act through either massive changes, technical fixes, or cuts to subsidies and protections.

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Pharmacy Benefit Managers And Pharmacies To Duel In Denver

States may be getting ready to crack down even harder on pharmacy benefit managers. The National Association of Insurance Commissioners will be giving member regulators a crash course on PBM policy next week in Denver, at the NAIC’s fall national meeting. PBMs help health insurers and self-insured employer health plans cover prescription drugs. One NAIC ...

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Special Open Enrollment: Small Group Participation and Contribution Requirements Waived

The Affordable Care Act (ACA) requires fully insured Small Group medical plans to offer an annual one-month Special Open Enrollment (SOE) Window. This period, which runs from November 15 to December 15 annually, allows eligible Small Group employers to enroll in medical coverage without needing to meet the usual contribution or participation requirements. Group coverage obtained during the SOE ...

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New California Law Targets Unfair And Deceptive Commercial Debt Collection Practices

Legislation signed into law by California Governor Gavin Newsom on September 24, 2024 will subject commercial debt collectors to new compliance requirements starting in 2025.

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IRS Announces 401(K) Contribution Limits For 2025

The IRS has announced new 401(k) contribution limits for 2025. In its release Friday, the agency increased the employee deferral limit to $23,500, up from $23,000 in 2024. The change applies to workplace plans, including 401(k)s, 403(b)s and most 457 plans, along with the federal Thrift Savings Plan. The IRS also unveiled 2025 catch-up contribution limits for savers age ...

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Hospital Price Transparency: Is It Pushing Prices Down?

The federal hospital price transparency rules adopted in 2021 have been doing more to cut prices than to spur the cheapest hospitals to raise their rates, according to analysts at Turquoise Health.

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IRS Adjusts Health Flexible Spending Account and Other Benefit Limits for 2025

On October 22, 2024, the Internal Revenue Service (IRS) released Revenue Procedure 2024-40, which increases the health flexible spending account (FSA) salary reduction contribution limit to $3,300 for plan years beginning in 2025, an increase of $100 from 2024. Thus, for health FSAs with a carryover feature, the maximum carryover amount is $660 (20% of the ...

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Upcoming Changes To Fully Insured Health Plans In California: What Employers Need To Know

The California legislative season drew to a close September 30th, with Governor Newsom signing several Senate and Assembly Bills that increase the benefits fully insured health plans in California must cover, focusing on maternal healthcare, preventive care, and AI protections.

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